Public Liability insurance will cover the cost of a claim if a customer is injured or killed or if their property is damaged while they are on your premises. Employer’s Liability insurance is also necessary if you hire staff, you are required by law to take out this type of cover in the United Kingdom. It will pay the cost of a claim from an employee who has been injured at work or may have become seriously ill as a result from working for you.
There are other optional pub insurance policies too, take a look at loss of licence, pub contents, theft by employees as well as business interruption. The latter is especially important if the running of your pub is interrupted for any reason, the revenue from this will help you stay in business.
You’ll certainly receive competitive quotes from expert insurance brokers, so why not make an enquiry today to see how much money you can save on pub insurance.
For the details about insuring your bar please click Bar Insurance